About Kevin Guttman

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So far Kevin Guttman has created 108 blog entries.

What Makes a Reverse Mortgage Unique?

https://www.youtube.com/watch?v=N0LlHnIbhR8&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=14 What makes a Reverse Mortgage different from other home equity loans? A reverse mortgage is a non-recourse loan and that means that the home is held as collateral and is responsible for repayment of the loan – not the borrower. The interest rate of a reverse mortgage is locked in at the [...]

By |2025-03-17T18:28:37-06:00September 12th, 2024|Finance, Reverse Mortgage Information|Comments Off on What Makes a Reverse Mortgage Unique?

Realtors, Builders & Reverse Mortgages

Each day 10,000 people turn 62... and 46% will move during their golden years. If you’re a realtor or a builder, that presents you with a tremendous opportunity to expand your business in this untapped market. But with the prices of homes and building materials at historic highs, how do you get a potential [...]

By |2025-03-17T18:29:43-06:00August 22nd, 2024|Finance, Reverse Mortgage Information|Comments Off on Realtors, Builders & Reverse Mortgages

Children of Senior Homeowners

https://www.youtube.com/watch?v=88jbR7VsjO4&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=12 As a child of a senior homeowner, you have a growing concern about your parents as they age. One issue is that the configuration of your parents’ home may no longer meet their needs at this stage in their lives. So, what are your alternatives? Your parents could move in with you, [...]

By |2026-07-27T20:52:40-06:00August 8th, 2024|Reverse Mortgage Information, Finance|Comments Off on Children of Senior Homeowners

Who is an Ideal Candidate for a Reverse Mortgage?

https://www.youtube.com/watch?v=A0aO300_Ojo&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=9 If you’re a senior homeowner, you’ve probably heard a lot about reverse mortgages. But you may be wondering, “Am I a good candidate for a reverse mortgage?” See if this describes your current situation to help you make an informed decision. You’re a borrower 62 or older and you want to remain [...]

By |2026-07-09T12:06:34-06:00July 25th, 2024|Reverse Mortgage Information|Comments Off on Who is an Ideal Candidate for a Reverse Mortgage?

Buying a New Home Using a Reverse Mortgage

https://www.youtube.com/watch?v=QwJOE_3Hj_0&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=10 You’re a senior and you’ve discovered that your current home is no longer meeting your needs. You’d love to move to make life easier, but with home prices reaching historic highs, you simply can’t afford it. Fortunately, there is a way to double your purchasing power and move into a newer home [...]

By |2024-06-12T14:58:29-06:00July 9th, 2024|Finance, Reverse Mortgage Information|Comments Off on Buying a New Home Using a Reverse Mortgage

Financial Advisors and the Reverse Mortgage Line of Credit Strategy

https://www.youtube.com/watch?v=REh-1Dn2qRo&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=5 As a financial advisor, you may be overlooking a significant planning tool… a reverse mortgage line of credit. The government regulated and insured FHA Home Equity Conversion Mortgage or HECM is designed to help seniors of every economic stratum. As recent peer reviewed studies conclude, it can be an important strategic tool to [...]

By |2024-04-13T15:34:20-06:00June 20th, 2024|Reverse Mortgage Information|Comments Off on Financial Advisors and the Reverse Mortgage Line of Credit Strategy

The Effects of Inflation on Retirement

https://www.youtube.com/watch?v=xdUG6SqITxg&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=7 You’ve probably seen the headlines about inflation and how it is increasing the price we pay for everyday items like gasoline, food, and healthcare. But have you considered the impact inflation is having on your retirement savings? Social Security uses inflation as a benchmark to determine the cost-of-living adjustments it makes to [...]

By |2024-04-13T15:31:07-06:00June 6th, 2024|Reverse Mortgage Information|Comments Off on The Effects of Inflation on Retirement

HECM for Purchase

https://www.youtube.com/watch?v=yJSYISuoMog&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=6 Are you a senior homeowner that feels your home no longer fits your needs? You don’t need the additional family space anymore, and maintaining a large home is expensive and can be a drain on your time and resources. It might be time to downsize and move into a one-story home or [...]

By |2024-04-13T15:31:31-06:00May 23rd, 2024|Reverse Mortgage Information|Comments Off on HECM for Purchase
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