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Reverse Mortgage Colorado Springs

With nearly two decades of experience, Kevin A. Guttman is a trusted Certified Reverse Mortgage Professional and Senior Mortgage Broker in Colorado. Located in Colorado Springs, he specializes in helping seniors understand their options for reverse mortgages, Home Equity Conversion Mortgages, and other home equity solutions. Kevin offers expert guidance to homeowners looking to eliminate monthly mortgage payments, increase retirement income, and achieve long-term financial stability. He provides personalized support and clear education on reverse mortgage refinancing, next-home financing, and accessing home equity safely, ensuring homeowners can make confident decisions for their future. Based in Colorado and licensed in HI, WA, OR, CA, ID, UT, AZ, CO, NM, KS, OK, TX, MO, TN, AL, FL, MI, OH, PA and ME — we’re here to help. Get in touch today for a free quote in minutes.

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Cheryl Hendershot
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Kevin was wonderful to work with. He was very patient and answered all questions quickly. He explained the steps along the way so we understood what was expected and were able to provide all information. We are very pleased with how the process worked.
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Victoria Dziezawiec
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Kevin did an exceptional job of making a challenging loan process appear seamless. We met face to face which can be rare in this industry of phones and computers. His attentiveness to detail, great communication, expediting the loan quickly, and making sure we got the best rates possible. He walked along side me to make sure every detail was completed according to requirements. Kevin was very intentional, thoughtful, considerate, helpful, trustworthy and experienced with absolutely no pressure during this entire process. I would highly recommend Kevin if you need to get a reverse mortgage. I was treated more like a partner in the process and instead of just his client. I felt I can reach out to him with any concerns or questions at any time and now also going forward. Thank you Kevin!
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Steve Burch
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I truly appreciated how carefully and completely Kevin helped me understand how Reverse Mortgages work and what the benefit it was for my wife and me. We are fully satisfied with how our reverse mortgate has benefitted our lives and finances.
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Lynzee Logan profile picture
Lynzee Logan
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Oh boy, where to start. First of all, five stars isn’t nearly enough. Refinancing sounds straightforward on paper. In reality it’s a psychological endurance test disguised as paperwork. We were getting curveballs from underwriting what felt like daily. New requests. New hoops. New “just one more thing.” It would have been very easy for this whole process to spiral into frustration (and it did, over the course of five months because Kevin was our second mortgage broker because the first person didn’t have the goods) on a daily basis. Through all of it Kevin was steady. Calm. Patient. Never reactive. Never flustered. When I was ready to lose my mind, which happened more than once, he stayed grounded and clear. He consistently advocated for us. He didn’t just pass messages along he pushed back when needed, asked better questions, and made sure we weren’t getting steamrolled. He was the lighthouse in the storm. When underwriting felt chaotic he was stable. When things felt uncertain he was reassuring without making empty promises. He never overpromised just to calm me down. He told the truth and then handled it. Refinancing was far more invasive than we expected considering we’re successful, self employed, great credit and very qualified to everyone except underwriters (apparently). It tests your patience and honestly your nervous system. Having someone calm and competent walking you through it makes all the difference. We’re incredibly grateful. And we’d absolutely work with Kevin again.
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Morgan Irish profile picture
Morgan Irish
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I can’t say enough great things about Kevin Gutman. He has been excellent to work with and has helped me in countless ways. He made the entire process smooth and stress-free, always making himself available to answer questions. Kevin truly cares about his clients and always puts your best interests first. I’m so grateful for his guidance and would absolutely recommend him to anyone needing a mortgage broker.
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Jessica Bair (jeccadawnvagabond)
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Kevin went the extra mile for us! We had been looking for a house for over a year. Once we got in touch with him, he stayed up to date with us so if a house came available we would be ready to jump on it. Kevin got us an incredible rate! We would highly recommend Kevin to help with any of your mortgage needs.
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Chrystine Kelley
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Kevin is amazing! I was struggling trying to figure out how to help a disabled friend save her home due to back taxes. Luckily, I found Kevin! He is very knowledgeable, helpful, understanding and kind. He walked us through all of her options and we were able to save the home with a reverse mortgate. Several things needed to be done before she could get the loan approval (painting, roof and gutters) and Kevin helped us find some wonderful contractors that did the work at a reasonable price and they were even willing to wait until the loan closed for payment. My friend was under serious time constraints to save the home and Kevin expedited everything and got it done in less than 30 days. We were blessed to have found such a caring, communicative and compassionate real estate broker! Highly recommend!
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Lori Hardy
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I can’t give enough credit to Kevin for making this process easy for me. He is a consummate professional and made it a seamless transition. He was always in constant communication either by phone or text. It can be a daunting experience but Kevin makes it simple and understandable. I highly recommend him!
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Jacqueline Keller profile picture
Jacqueline Keller
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I highly recommend Kevin Guttman for refinance. I spent 4 months with a different company before they dropped me. They had issue with my off-grid home. Kevin's people were able to use the appraisal I already had. My reverse mortgage was done in mere weeks.
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Guy Case profile picture
Guy Case
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My connection with Kevin, covers nearly 20 years. We met through a friend when the 3 of us were loan originators. I am now a Notary Public and Certified Reverse Mortgage Signing Professional. For years, now, I've had the pleasure of helping Kevin help his Reverse Mortgage borrowers at their homes to notarize their documents and complete their loan closing. Kevin's clients have an exceptional understanding of their Reverse Mortgage loan/product. The borrower's and Kevin have reviewed the documents and questions have been clearly answered. Rarely, do the borrowers have questions at the closing table. The document preparation is thorough. I always ask the borrowers how they met Kevin; many are repeat customers. Some say a friend or family member is a client of his. A few times they say they found him online and were quickly impressed by his patience, kindness, knowledge and follow-up. When my wife, Ruth, and I are ready for a Reverse Mortgage, or any mortgage, we won't need to shop around. I've always heard raving reviews about Kevin from his borrowers. They become friends! Respectfully, Guy
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Why Sooner Maybe Better Than Later When Obtaining a Reverse Mortgage

Unlock Financial Freedom with a Reverse Mortgage in Colorado

Kevin A. Guttman – Reverse Mortgage Specialist

Are you concerned about your retirement?

We have plenty of options that may be a great fit for you to give you peace of mind.

Kevin Guttman is a reverse mortgage specialist living in Colorado. He has helped hundreds of people just like you get the peace and help they need for them and their families.

Eliminate Monthly Mortgage Payments and Enjoy
Retirement with Peace of Mind

Are monthly mortgage payments limiting your retirement lifestyle? With a reverse mortgage loan, you can eliminate your monthly payments while continuing to live in your home and maintain ownership. Designed for homeowners 62 and older, a home equity conversion mortgage (HECM) lets you unlock your home’s equity and convert it into tax-free cash—giving you more financial flexibility during retirement.
Imagine living without the burden of a mortgage payment, freeing up cash for medical expenses, travel, or simply enhancing your quality of life. Whether you want to reduce monthly bills, supplement your income, or preserve your savings, a reverse mortgage can help you take control of your financial future.

Kevin Guttman | Reverse Mortgage Specialist

Key Benefits:

  • No Monthly Mortgage Payments – Maintain ownership while reducing financial stress.
  • Flexible Cash Access – Receive funds as a lump sum, monthly payments, or line of credit.
  • Tax-Free Income – Funds are not taxed and can be used however you choose.
  • Stay in Your Home – Continue living in the property you love without disruption.

Discover how a HECM loan can unlock financial freedom and help you enjoy the retirement you deserve.

Finance a New Home with a Reverse Mortgage for Purchase

Thinking about downsizing, relocating, or buying your dream retirement home? A reverse mortgage for purchase makes it easy to buy a new home without adding a monthly mortgage payment.

Kevin Guttman | Reverse Mortgage Specialist

How It Works:

This flexible program allows you to combine the proceeds from the sale of your current home with a reverse mortgage loan to finance a new property—keeping more of your savings intact for other retirement goals.

Key Advantages:

  • No Monthly Payments – Buy a new home without ongoing mortgage obligations.
  • Preserve Cash Reserves – Keep more of your savings and retirement funds.
  • Simplify Retirement Living – Move to a more accessible home or closer to family.
  • Flexible Financing Options – Choose a home that suits your needs without financial stress.

Whether you’re looking to downsize, upgrade, or find a home better suited for aging in place, a reverse mortgage for purchase gives you the freedom to move without sacrificing financial stability.

Access Your Home Equity to Fund Your Retirement Goals

Your home is one of your most valuable assets—and a reverse mortgage helps you
unlock its value to fund the retirement lifestyle you deserve.

Kevin Guttman | Reverse Mortgage Specialist

Ways to Use Your Home Equity:

  • Home Renovations – Upgrade your living space to meet changing needs.
  • Healthcare Costs – Cover unexpected medical expenses or long-term care.
  • Debt Consolidation – Pay off high-interest debt and improve cash flow.
  • Travel and Leisure – Enjoy the retirement you’ve worked so hard for.

Flexible Access to Funds:
You can receive your tax-free equity as a lump sum, monthly payments, or a line of credit—whatever works best for your needs.

Example Scenario:
Imagine having the financial flexibility to remodel your kitchen, pay for healthcare, or travel the world—all without selling your home. A reverse mortgage loan allows you to stay in your home while accessing the funds you need to create a stress-free retirement.

About Reverse Mortgages

portrait of a happy senior couple posing outside their new home

What is a reverse mortgage?
A reverse mortgage is a loan that allows homeowners aged 62 or older to convert home equity into cash without selling their property. Instead of making monthly payments, the loan balance is repaid when the home is sold or no longer the borrower’s primary residence.

Who qualifies for a reverse mortgage?
You may qualify if you:

  • Are 62 years or older.
  • Own your home (or have significant equity).
  • Live in the property as your primary residence.

Are reverse mortgage funds taxable?
No, funds from a reverse mortgage are tax-free since they are considered loan proceeds and not income.

Can I still own my home?
Yes! You retain ownership as long as you comply with loan terms, such as maintaining the property and keeping taxes and insurance up to date.

Who is Kevin A. Guttman?

Reverse mortgages have helped millions of older Americans stay in their homes and live the retirement lifestyle they deserve.

Kevin A. Guttman has helped many Colorado seniors get the income they needed by providing honest advice and exceptional service. Our team also helps provides Jumbo loans in Colorado as well.

He’s earned their trust, and will earn yours too.

Learn more about How to get a Reverse mortgage with the Kevin A. Guttman team.

What is a Reverse Mortgage

In this episode, Kevin Guttman breaks down what a reverse mortgage really is and how it can help homeowners age 62 and over create financial flexibility. Kevin explains the benefits, common misconceptions, and real-life situations where a reverse mortgage can make a positive impact. He also shares his background, how he got into the mortgage industry, and why he’s become a trusted resource for seniors and their families.

Whether you’re exploring options for retirement planning or simply curious about how reverse mortgages work, this conversation gives you clear, practical insights from an expert who has guided hundreds of clients through the process.

Saving Money & Time: The Truth About Reverse Mortgages | Kevin Guttman | Extraordinary America

In this enlightening episode, we welcome Kevin Guttman, a senior mortgage broker and reverse mortgage specialist with over 21 years of experience in the industry. Kevin shares his journey from a nonprofit career to the mortgage sector, emphasizing the importance of understanding home financing options for seniors. He offers valuable insights into common mortgage pitfalls, the benefits of working with mortgage brokers, and practical strategies to save money and pay off loans more quickly. Dive into the world of reverse mortgages, learn how they can benefit seniors, and discover the myths surrounding them. This episode is a treasure trove of actionable advice for homeowners looking to secure their financial future!

Reverse Mortgage Secrets Every Agent Needs To Know

Join Kevin A. Guttman, one of Colorado’s leading Certified Reverse Mortgage Professionals, as he breaks down the key reverse mortgage secrets that help agents better serve senior homeowners.

Reverse Mortgages Demystified With Kevin Guttman

Most retirees don’t run out of love for life, they run out of cash flow. We sit down with Kevin Guttman, one of just 218 certified reverse mortgage professionals in the U.S., to unpack how today’s FHA‑backed reverse mortgages actually work, who they help, and why their reputation hasn’t caught up with reality. Kevin brings more than two decades of lending experience, nonprofit roots, and a people‑first approach to a topic crowded with myths and fear.

We walk through the modern safeguards that protect seniors, HUD counseling, non‑recourse rules, transparent fees, and explain the biggest misconceptions: you keep title, you can’t outlive the loan, and heirs still decide whether to sell or refinance. Kevin breaks the product into three clear use cases: making mortgage payments optional, accessing a flexible line of credit to handle rising costs or pay off debt, and purchasing a right‑sized home after 62 without taking on a monthly payment. Along the way, he shares powerful client stories, from a widow staying securely in place to an 84‑year‑old trading credit‑card groceries for peace of mind.

Senior Care Academy - A Helperly Podcast

Contact Kevin Guttman Today for Expert Reverse Mortgage Advice

Ready to discover how a reverse mortgage loan can help you eliminate payments, finance a new home, or access your home equity?

Kevin Guttman | Reverse Mortgage Specialist

Kevin Guttman is a Certified Reverse Mortgage Professional (CRMP) with over 15 years of experience helping homeowners secure their financial freedom through personalized solutions.

Why Choose Kevin?

  • C2 is the largest Reverse Mortgage Broker in the country.
  • Kevin has been the top Reverse Mortgage Producer for the last 3 years.
  • Over 15 Years of Expertise in retirement mortgage planning.
  • Proven track record as a Certified Reverse Mortgage Professional (CRMP).
  • He has over 100 Five Star Reviews online.
  • A+ Rating with the BBB.
  • Age Friendly Designation with the BBB.
  • 3 x Amazon Best Selling Author.
  • Dedicated to providing tailored advice for your unique needs.

Get Started Today!
Phone: (719) 302-5820
Contact Kevin Guttman
Website: Reverse Mortgage Revolution

Let Kevin help you secure financial freedom in retirement with trusted reverse mortgage solutions designed just for you.

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Are you a retiree wondering how to secure financial stability without sacrificing the home you love? A Reverse Mortgage Changed My Life!!!

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Special Information for Adult Children of Senior Citizens. Find out all the details about reverse mortgage heirs responsibility.

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The Swiss Army Knife of retirement cash flow! Stories of freedom & assurance to put your mind at ease.

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Special Information for Adult Children of Senior Citizens. Find out all the details about reverse mortgage heirs responsibility.

Highly Rated Reverse Mortgage Company in Colorado Springs, Colorado

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