For many retirees in Colorado Springs and across the country, the idea of a reverse mortgage can raise questions. You may have heard mixed opinions from friends, family, or even financial commentators. Some see it as a valuable tool for financial stability, while others worry about the risks. So, is getting a reverse mortgage [...]

For many Colorado homeowners nearing or enjoying retirement, the home is more than just a place to live. It is a financial foundation built over years of steady payments and appreciation. In recent years, rising home values across Colorado Springs, Monument, and nearby areas have left many retirees sitting on significant home equity. According to [...]

Life has its surprises. Roofs leak, medical bills arrive, grandkids get married, and cars break down. If you own a home, your equity is one of the biggest financial assets you have. The question is how and when to use it. When you’re still working, options like a cash-out refinance or a home equity [...]

Understand the process, the benefits, and what it means for your future A reverse mortgage is more than just a financial product — it’s a way for senior homeowners to turn the equity in their home into usable cash, without giving up ownership or taking on monthly mortgage payments. If you’re 62 or older [...]

What Seniors Need to Know Before Making a Life-Changing Decision Reverse mortgages are evolving, and if you’re considering one in 2025, you need to know what’s changed. Whether you’re planning for retirement, looking to stay in your home, or want to access your home equity, staying informed is essential. Certified Reverse Mortgage Professional Kevin [...]

Helping Colorado seniors decide if it’s the right move for their financial future A reverse mortgage can be a powerful financial tool — but like any major decision, timing and personal circumstances matter. If you’re wondering when a reverse mortgage is a good idea, this guide will walk you through key situations where it [...]

Understanding how a reverse mortgage helps Colorado seniors stay financially secure If you’re a homeowner in Colorado aged 62 or older, you may have heard of a reverse mortgage — but how does it actually work, and is it right for you? As one of fewer than 200 Certified Reverse Mortgage Professionals (CRMPs) in [...]

Straight talk from Kevin Guttman, Certified Reverse Mortgage Professional When it comes to reverse mortgages, there’s a lot of confusion — and unfortunately, plenty of misinformation. As a Certified Reverse Mortgage Professional (CRMP) and someone who has worked closely with hundreds of senior homeowners across Colorado, I’ve seen the good, the bad, and the [...]