The Wall Street Journal on October 6, 2020 had an article about last instructions should you become incapacitated or die. Here are the top five concerns people have: Not being a burden to my loved ones Having some control over medical interventions Being the one to decide what happens to my belongings Being sure that [...]
A lot of homeowners have probably heard of a reverse mortgage but there it is still not clear of what it means exactly. A reverse mortgage provides the opportunity to borrow based on your age and the amount of equity that has been built over the years on your primary residence. When searching for a [...]
When senior homeowners hear about a reverse mortgage, many are resistant as they are believing myths, rumors, and horror stories of how the program USED to be. Many of the issues that gave reverse mortgages a bad rap have been corrected in recent years. As I talk with senior homeowners about reverse mortgages, their default [...]
Americans like to earn interest on their money with the least amount of risk. Yet, every day we put our money in stocks, bonds, mutual funds through our 401k, IRA’s and retirement plans. That money is at risk. We hope and pray it goes up, and historically, it usually does. For most people, their equity [...]
Because seniors feel like they have less time to recover if they make a financial mistake, there is more pressure to make the right choice, especially about assets. Fortunately, there are ways to preserve retirement assets while increasing liquidity. Here's how. Let's talk about assets and liquidity in retirement. American homeowners have 3 sources of [...]
Reverse Mortgage Safeguards This is important because your home is your largest asset and ought to be aware of how home financing protects you and your future. Regulated by Department of Housing and Urban Development (HUD) It takes an act of Congress or regulatory change for there to be changes made to the program. Insured [...]
A friend recommended I read the book Younger Next Year by Crowley and Lodge. The book is about navigating the last 1/3 of your life in health, strength, and purpose. One of the lines in the book asks if you are preparing to live or preparing to die in your retirement years. "Are you preparing [...]
One of the main concerns of baby boomers is how to thrive and not just survive in retirement. Experts say the 4 Keys for retirement success include: Income, Liquidity, Safety and Growth. They also urge retirees to hedge against longevity risk, stock market risk, inflation, and any real estate market correction. What if there were [...]
This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the Colorado Division of Real Estate; California Department of Financial Protection and Innovation, California Finance Lenders Law License # 603L442; Hawaii Department of Financial Institutions, Broker# HI-135622; Idaho Department of Finance, Broker license # MBL-9475; Kansas Office of the State Bank Commissioner; New Mexico Financial Institutions Division; Ohio Division of Financial Institutions, License # RM.804919.000; Oregon Division of Finance, DFR# ML-4917; Pennsylvania Department of Banking and Securities, license # 104755.
As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. 12230 El Camino Real Suite #100, San Diego, CA 92130.
Kevin A. Guttman, Retirement Mortgage Specialist & Sr. Mortgage Broker, NMLS #384936. Licensed in CO, NM, UT, AZ, KS, OK, TX, ID, CA, OR, WA, HI, TN, AL, MI, OH, PA, FL.
C2 Financial Corporation NMLS #135622
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Please call us or fill out the form so we can assist you with any questions or concerns you may have about the benefits of a reverse mortgage.
(719) 302-5820 or (877) 251-9709
