A friend recommended I read the book Younger Next Year by Crowley and Lodge. The book is about navigating the last 1/3 of your life in health, strength, and purpose. One of the lines in the book asks if you are preparing to live or preparing to die in your retirement years.
“Are you preparing to live or preparing to die?”
Having worked with senior homeowners for the last several years, I have met both. Those with vision and purpose for the last 1/3 of their lives, find ways to fund their goals and dreams. Those who aren’t willing to live a reduced or diminished life in retirement, live longer and happier lives.
While others who accept that they can’t go here, or can’t do this or that live a life that seems to get smaller. They don’t go out, they do not have friends, and more importantly, they have no vision for the rest of their lives. In reality, they are existing and not living. They seem to be waiting for the end to come, and the sooner the better.
“Some are existing and not living.”
Honestly, the first group is much more enjoyable to work with. They are proactive when it comes to their finances, and most other things in life. They are willing to learn about new opportunities and have decided to live their life to the fullest. Often times they fund their lifestyle in retirement with a reverse mortgage.
So, which one are you? Are you preparing to live or to die in your retirement years? The choice is yours.