Retirement Planning

Financial Advisors and the Reverse Mortgage Line of Credit Strategy

https://www.youtube.com/watch?v=REh-1Dn2qRo&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=5 As a financial advisor, you may be overlooking a significant planning tool… a reverse mortgage line of credit. The government regulated and insured FHA Home Equity Conversion Mortgage or HECM is designed to help seniors of every economic stratum. As recent peer reviewed studies conclude, it can be an important strategic tool to [...]

By |2024-04-13T15:34:20-06:00June 20th, 2024|Reverse Mortgage Information|Comments Off on Financial Advisors and the Reverse Mortgage Line of Credit Strategy

The Effects of Inflation on Retirement

https://www.youtube.com/watch?v=xdUG6SqITxg&list=PL7Kmut-pO7RjKF6SYIBuS_WmFASqlluPi&index=7 You’ve probably seen the headlines about inflation and how it is increasing the price we pay for everyday items like gasoline, food, and healthcare. But have you considered the impact inflation is having on your retirement savings? Social Security uses inflation as a benchmark to determine the cost-of-living adjustments it makes to [...]

By |2024-04-13T15:31:07-06:00June 6th, 2024|Reverse Mortgage Information|Comments Off on The Effects of Inflation on Retirement

How Do Reverse Mortgages Increase Cash Flow?

Having enough cash to last to - and through - retirement is one of the major challenges facing today’s seniors. A reverse mortgage is a safe way to help senior homeowners improve their cash flow while allowing them to better “age in place” in their own home. With a reverse mortgage, seniors can tap [...]

By |2024-03-15T18:13:52-06:00April 18th, 2024|Reverse Mortgage Information|Comments Off on How Do Reverse Mortgages Increase Cash Flow?

Paying Off Reverse Mortgages

A frequently asked question about reverse mortgage loans is, “When do I have to pay it off?” There are several scenarios regarding when a reverse mortgage would have to be paid off. The first would be when the last borrower passes away or moves out for more than a year, so the home is [...]

By |2024-03-15T18:11:17-06:00April 4th, 2024|Finance|Comments Off on Paying Off Reverse Mortgages

Reverse vs. Traditional Mortgages

One of the most frequently asked questions about reverse mortgages is, “How does it differ from a traditional mortgage?” With a traditional mortgage, you make your payments each month, slowly chipping away at the loan balance a little bit at a time. But with a reverse mortgage, monthly principal and interest payments are [...]

By |2024-03-15T18:08:55-06:00March 21st, 2024|Reverse Mortgage Information|Comments Off on Reverse vs. Traditional Mortgages

Reverse Mortgages & Inflation

Inflation has increased the price of just about everything, including buying a new home. For senior homeowners living in a home that no longer fits their needs, this is a serious problem. They have the option of selling their home and receiving an inflated return, but finding a new home when inventory is [...]

By |2024-03-15T16:10:43-06:00March 7th, 2024|Finance, Reverse Mortgage Information|Comments Off on Reverse Mortgages & Inflation

4 Keys For Retirement Success

One of the main concerns of baby boomers is how to thrive and not just survive in retirement. Experts say the 4 Keys for retirement success include: Income, Liquidity, Safety and Growth. They also urge retirees to hedge against longevity risk, stock market risk, inflation, and any real estate market correction. What if there were [...]

By |2025-12-22T23:23:54-07:00May 9th, 2020|Finance|Comments Off on 4 Keys For Retirement Success
Go to Top