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Reverse Mortgage Articles By Kevin A. Guttman

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Refinance vs Reverse Mortgage? Why Chasing A Low Interest Rate Could Land You in the Poor House.

November 18th, 2019|Comments Off on Refinance vs Reverse Mortgage? Why Chasing A Low Interest Rate Could Land You in the Poor House.

Refinance vs Reverse Mortgage? Why Chasing A Low Interest Rate (refinancing) Could Land You in the Poor House   Refinance vs Reverse Mortgage? Since 2004 I have been fortunate to help people finance their homes. It has always puzzled me why people chase a lower interest rate. Then yesterday at coffee with a friend, it hit me. My friend said as he ordered his coffee, I caved into marketing. That is, he ordered something different than he [...]

How To Retire On Little Money

November 11th, 2019|Comments Off on How To Retire On Little Money

How To Retire On Little Money You Don't Have To Work Until You Die The other day I met with a client and she said “I guess I'll just work until I die.”  This isn't the first time a senior that I have met with has said that. More and more seniors are working past retirement age not because they want to, but because they have to! If you've ever wondered how To Retire On Little Money [...]

Are reverse mortgages a good idea? Here’s why you should get one ASAP.

November 7th, 2019|Comments Off on Are reverse mortgages a good idea? Here’s why you should get one ASAP.

  Why Getting a Reverse Mortgage ASAP is A Wise Decision Mike & Paulette happy benefactors of a reverse mortgage. A fresh view the reverse mortgages If you experienced the 2008-9 Real Estate Correction, you know that the home equity you have can change. Home values usually go up about 3-5% a year, but as we saw, on occasion they can go down. What if there were a way senior homeowners could purchase equity insurance [...]

How To Have A Happily Ever After Retirement

October 31st, 2019|Comments Off on How To Have A Happily Ever After Retirement

How To Have A Happily Ever After Retirement Curious about how you can benefit from a reverse mortgage retirement? Working with senior homeowners these past several years has been eye opening. To summarize, most people are not ready for retirement or when they stop working. It is more the exception than the rule to find someone who is set up for their golden years financially. One of the reasons I decided to help senior homeowners some years back [...]

How To Have A Happily Ever After Retirement – FHA reverse mortgage

October 21st, 2019|Comments Off on How To Have A Happily Ever After Retirement – FHA reverse mortgage

How To Have A Happily Ever After Retirement - FHA reverse mortgage By Kevin A. Guttman Older man in a wheelchair and his grand daughter looking at the stars of the fallen at the World War II Memorial in Washington, DC. - See lightbox for more Working with senior homeowners these past several years has been eye opening. To summarize, most people are not ready for retirement or when they stop working. It is more [...]

Dave Ramsey on Reverse Mortgage – Absolutely Wrong

October 16th, 2019|Comments Off on Dave Ramsey on Reverse Mortgage – Absolutely Wrong

Dave Ramsey on Reverse Mortgage - Absolutely Wrong Dave Ramsey on Reverse Mortgage Well known radio host and author Dave Ramsey has come out strongly against reverse mortgages. The truth is, Dave only likes 15 year fixed mortgages, or preferably cash when buying a home. For the sake of full disclosure, I am a Dave Ramsey fan, having facilitated his flagship program Financial Peace University in two different churches. And, I do offer reverse mortgages to senior [...]