Videos2019-11-02T17:24:28-07:00
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The Truth About Reverse Mortgages2019-11-18T12:51:56-07:00

The Truth About Reverse Mortgages By Kevin A.Guttman

 

In the past there has been a misconception that you might loose the title to your home when you use a reverse mortgage. this couldn’t be further from the truth. This video explain the truth about reverse mortgages

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

Reverse Mortgage Benefits – No Monthly Payment2019-11-18T12:49:23-07:00

Reverse Mortgage Benefits – No Monthly Payment from Kevin Guttman

Most people are living on a fixed income on retirement. By eliminating their mandatory monthly mortgage payment those who qualify are able to free up cash flow and find more financial flexibility. With a reverse mortgage , senior homeowners have the ability to free up chase by eliminating their monthly payment. Watch this video to find out exactly how it works.

Want to learn more about reverse mortgages.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

 

 

FAQ Reverse Mortgage Retirement Budget Example

With a reverse mortgage, qualified candidates can eliminate their monthly mortgage payment allowing them to plan a retirement budget that has room for some extra activities. In the case of Henry and Janet, this was a family reunition that meant a lot for them to attend.

In this video, you will learn about a real Reverse Mortgage Retirement Budget Example and how this solution might work for you.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

Is a reverse mortgage a ripoff?2019-11-18T12:12:57-07:00

 

 

Is a reverse mortgage a ripoff? by Kevin Guttman

Many folks ask “Is a HECM Reverse Mortgage a ripoff?”. In years past reverse mortgages have had negative connotations and for good reason. Just like with any financial product, there is always room for scams. However, this loan product is highly regulated by HUD/FHA and I am passionate about helping Seniors plan their real estate finance model in an honest and beneficial manner. It is important that you engage a Reverse Mortgage Specialist to protect you and help you navigate this complex process.

When you are ready to explore your retirement cash flow plans, please get in touch.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820 – Colorado Springs, Colorado
Toll Free (877) 251-9709 – All 50 United States

How does a reverse mortgage work:

 

Heirs Responsibility Reverse Mortgage2019-11-18T12:53:00-07:00

FAQ Reverse Mortgage Heirs Responsibility by Kevin A. Guttman

There is a myth that you will leave debt to your children if you take out a reverse mortgage. The truth is a homeowner or their heirs never owe a payment; A is never required with a reverse mortgage. As long as you continue to pay the property taxes, homeowners insurance, and maintain the home you can live in the home and not have to pay a monthly mortgage payment.

Watch this video to find out all the details related to reverse mortgage and heirs

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

What happens when I move? Reverse Mortgage Move Out.2019-11-18T12:04:23-07:00

Reverse Mortgage Move Out  From Kevin A. Guttman

A question I get asked frequently about reverse mortgages is what happens when I move. There are several options available to you when you decide to move out of your home, this video will teach you all of the details.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

 

What is HECM Reverse Mortgage?2019-11-18T13:04:10-07:00

What is HECM Reverse Mortgage Kevin Guttman

What is HECM Reverse Mortgage? The Federal house authority’s home equity mortgage conversion program Is a program designed for seniors age 62 or older who own their home and want to eliminate their monthly mortgage payment and possibly increase cash flow tax-free into retirement. With this program, there are some special qualifications. Watch this video to learn more.

How does a reverse mortgage work?

How does a reverse mortgage work?

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

 

Purchasing A Home With A Reverse Mortgage2019-11-18T12:56:37-07:00

Purchasing a home with a reverse mortgage from Kevin Guttman

Can you use a reverse mortgage to purchase a home? Yes and it’s a great way for retirees to save money and have no monthly mortgage payment other than property taxes, homeowners insurance, and maintenance. Just like other mortgage products qualification is required. However, it’s minimal with checking credit income just to make sure that you can cover the property taxes and insurance and maintaining the home.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709

Reverse Mortgage Living Expense Inflation2019-11-18T12:54:53-07:00

Reverse Mortgage Living Expense Inflation  by   Kevin A. Guttman

Studies show that many seniors have https://youtu.be/eMn0vak_ngAsaved enough for retirement to cover their living expenses but some haven’t planned for inflation.

In this video learn how to factor in inflation as homeowners and the opportunities that a reverse mortgage can offer you for successful retirement planning.

Kevin A. Guttman – Reverse Mortgage Specialist
NLMS# 384936
Evergreen National Bank NMLS #609177
Local (719) 302-5820
Toll Free (877) 251-9709