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How To Retire On Little Money

November 11th, 2019|0 Comments

How To Retire On Little Money   You Don't Have To Work Until You Die The other day I met with a client and she said “I guess I'll just work until I die.”  This isn't the first time a senior that I have met with has said that. More and more seniors are working past retirement age not because they want to, but because they have to! If you've ever wondered how To Retire On Little [...]

Are reverse mortgages a good idea? Here’s why you should get one ASAP.

November 7th, 2019|0 Comments

  Why Getting a Reverse Mortgage ASAP is A Wise Decision Mike & Paulette happy benefactors of a reverse mortgage. A fresh view the reverse mortgages If you experienced the 2008-9 Real Estate Correction, you know that the home equity you have can change. Home values usually go up about 3-5% a year, but as we saw, on occasion they can go down. What if there were a way senior homeowners could purchase equity insurance [...]

How To Have A Happily Ever After Retirement

October 31st, 2019|0 Comments

How To Have A Happily Ever After Retirement Curious about how you can benefit from a reverse mortgage retirement? Working with senior homeowners these past several years has been eye opening. To summarize, most people are not ready for retirement or when they stop working. It is more the exception than the rule to find someone who is set up for their golden years financially. One of the reasons I decided to help senior homeowners some years back [...]

How To Have A Happily Ever After Retirement

October 21st, 2019|0 Comments

Working with senior homeowners these past several years has been eye opening. To summarize, most people are not ready for retirement or when they stop working. It is more the exception than the rule to find someone who is set up for their golden years financially. One of the reasons I decided to help senior homeowners some years back was they are vulnerable and need someone who is going to be honest and help them navigate the [...]

Why Dave Ramsey is Absolutely Wrong About Reverse Mortgages

October 16th, 2019|0 Comments

Well known radio host and author Dave Ramsey has come out strongly against reverse mortgages. The truth is, Dave only likes 15 year fixed mortgages, or preferably cash when buying a home. For the sake of full disclosure, I am a Dave Ramsey fan, having facilitated his flagship program Financial Peace University in two different churches. And, I do offer reverse mortgages to senior homeowners.   Dave is against debt. However, many wealthy people have become so [...]

The Barkers Go Their Separate Ways, and Each Gets a Home

November 28th, 2017|Comments Off on The Barkers Go Their Separate Ways, and Each Gets a Home

By: Kevin A. Guttman, Reverse Mortgage Planner – NMLS #384936 Ron and Linda Barker had been married for 36 years but had recently grown apart. With their children grown and living on their own, Ron and Linda discovered they didn’t have much in common any longer. Now in their early 60s, they decided to each go their separate ways. As they met with their divorce attorneys to divide up the assets, they began to understand that [...]